Blog content related to Chicago, Illinois, United States
Friday, November 21, 2008 - 1:54am by jma
Thursday, November 20, 2008 - 9:39pm by ah
Thursday, November 20, 2008 - 9:25pm by ah
Thursday, November 20, 2008 - 8:16pm by jj
Thursday, November 20, 2008 - 5:38pm by dcs
Thursday, November 20, 2008 - 4:59pm by Bill V
Saturday's Deerhunter show at Metro was not so much the experimental sounds that the band is known for, but more of an overall musical assault on the ears. The aggressive mix of guitars layered the room for 75 minutes with storming drums and strangely likable front-man Bradford Cox. Their latest songs are a little more accessible for the common fan which might explain why my three friends that watched along with me also loved the show while having little or no experience with the band.
Songs from Microcastle mix many different styles from 60's psych to 00's strangeness, stopping in between for fiery instrumental blasts and clear vocals that could barely be heard above the expansive sounds that included fragmented dance rhythms.
Thursday, November 20, 2008 - 4:33pm by kg
Thursday, November 20, 2008 - 4:20pm by kg
Thursday, November 20, 2008 - 3:46pm by jd2
Thursday, November 20, 2008 - 6:23am by jd2
Thursday, November 20, 2008 - 6:15am
Thursday, November 20, 2008 - 6:11am by jd2
Thursday, November 20, 2008 - 6:00am by dcs
Thursday, November 20, 2008 - 5:04am by Juiceboxjerry
Thursday, November 20, 2008 - 4:57am
Thursday, November 20, 2008 - 3:30am
Thursday, November 20, 2008 - 12:02am by Fran Bailey
Today in my office’s sales meeting our loan consultant talked about seller interest rate buydowns. That’s when the seller pays to lower the buyer’s mortgage interest rate.
If home buyers will be living in the home for at least 5 years and staying with that loan, it can be a great deal for them since they’ll have a lower payment every month as long as they have the loan.
If home buyers don’t plan on staying in the home or staying with the loan for 5 years, it may be better to ask for the amount the seller is willing to pay for the interest rate buydown in the form of a closing credit or reduction in price.
It typically takes roughly 5 years for buydowns to pay for themselves. If buyers have the loan less than 5 years, it won’t have paid for itself, so it may be better to get the money up front. However, if buyers stay with the loan for more than 5 years, it probably will more than pay for itself. The longer the buyer stays with the loan, the better the savings!
As with any financial decision, the results will depend on your financial situation and the details of the loan buydown program. Talk with your accountant first!
Wednesday, November 19, 2008 - 7:53pm
Wednesday, November 19, 2008 - 7:08pm by as
Wednesday, November 19, 2008 - 6:36pm by as
Wednesday, November 19, 2008 - 5:18pm by ash
Wednesday, November 19, 2008 - 5:04pm by jd2
Wednesday, November 19, 2008 - 4:27pm by ah
Wednesday, November 19, 2008 - 3:41pm by ah
Wednesday, November 19, 2008 - 3:25pm by Bill V
So have you been to the deli lately? The Deli Magazine keeps you in touch with Chicago's underground (and sometimes not so underground) acts whether it's indie, electronic or hip-hop. Their quick links highlight many local acts and rank them in a top 20 format by genre and popularity. Lately they've been writing about Joe Pug, Let's Get OutOf This Terrible Sandwich Shop and The Sapiens.
